HKMA unveils “Fintech 2030” at Hong Kong FinTech Week 2025
The Hong Kong Monetary Authority (HKMA) has unveiled a strategy titled “Fintech 2030” to facilitate the development of fintech in Hong Kong. This was announced at Hong Kong Fintech Week 2025 on November 3.
The “DART” strategy will concentrate on four strategic pillars: the development of next-generation data and payment infrastructure, the promotion of Artificial Intelligence x Authorized Institutions” Strategy (AI2Strategy), the improvement of business, technology, and quantum resilience, and the tokenisation of finance.
The HKMA will establish a resilient infrastructure that facilitates secure, efficient, and scalable data sharing, thereby enhancing cross-border payment connectivity. The responsible deployment of AI across the financial sector will be facilitated by the AI2Strategy, which will maintain transparency and accountability while improving accessibility, responsiveness, and customisation in banking services.
The HKMA will also improve business, technology, and quantum resilience by establishing a new cybersecurity certification framework that is specific to fintech and a system of early detection through real-time analysis. The HKMA will also expedite the tokenisation of real-world assets, such as financial assets, and set a precedent by regulating the issuance of tokenised government bonds and investigating the concept of tokenising Exchange Fund papers. In order to empower real-value transactions and continue to incubate innovative tokenisation use cases in collaboration with industry stakeholders and other central banks, the HKMA will initiate the Project Ensemble prototype scheme.
Mr Eddie Yue said, “The power of collaboration, across public and private sectors, and across borders, has set the stage for even greater success on our journey towards ‘Fintech 2030’. With a clear focus under the ‘DART’ strategy, let us join hands in reimagining the future of finance, opening a new chapter, and pushing the boundaries towards a more sustainable and inclusive fintech ecosystem.”
Picture Source: HKMA